our exchange rate calculations

We update the exchange rate used in our calculations daily. To reflect a more "real life" number, we devalue the Canadian dollar by 2.5%. This reflects the average foreign exchange fees paid to your bank or credit card company. We think this is the most honest way of presenting the exchange rate.

You can consult this table of foreign exchange fees for most credit cards in Canada.

As of midnight Thursday, November 21, 2024, one US dollar equals 1.3993 dollars Canadian. Thus, for our calculations we are using 1.4243, which is (1.3993 + 0.025).

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